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Medica Direct® with HRA
Health Reimbursement Account


The Medica Direct Health Reimbursement Account (HRA) is employer-funded and tax-free to employees. It helps offset employee out-of-pocket health expenses including deductibles, co-insurance and/or pharmacy co-payments.

The employer decides whether to offer an HRA that is “use it or lose it” or one that is “use it or save it.” The employer decides whether to allow carry-over from year-to-year, and the maximum carry-over amount.

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Medica Direct overview

HSA overview

HRA overview

FSA overview
  • Zero-balance account. The employer is billed only when expenses are incurred.
  • Medica.com online account management and decision support tools for employers and employees.
  • Combinable with a dependent care FSA or medical FSA.
  • Optional carry-over. The employer decides whether to allow and how much to allow in contract year-to-year carry-over.
  • Automatic crossover. Claims flow seamlessly into the HRA account.
  • Leading online decision support tools including Treatment Cost Estimator, Subimo Coverage Advisor and HealthShare Technology quality data.
My Health Manager from MedicaSM

Health Club Credits

Disease Management

EAP

Nurse Line

Health Education
Questions? Please contact your broker. Or call Medica at 1-800-371-1613