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Medica Direct for IndividualsSM
Individual and Family Plans
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Affordable Health Coverage + Peace of Mind


Medica SoloSM is available on a self-only basis. If you’re an adult, you can buy it for yourself or a dependent. Medica Solo is designed to be very affordable with young adults (ages 19-29) in mind, but it’s available to Minnesota residents from age 3 months through age 64. Medica Solo offers several immediate benefits (including for office calls, prescription drugs, preventive care, and eyewear).

Medica Direct HSASM is a high-deductible health plan that lets you set aside dollars in a tax-preferred optional health savings account (HSA). These funds pay for deductibles and other qualified out-of-pocket medical costs. You pay lower monthly premiums and receive tax advantages, while still getting prescription benefits, preventive care and major medical coverage. Medica Direct HSA is available to Minnesota and South Dakota residents from age 3 months through age 64. The primary applicant must be age 18 or older.

Medica EncoreSM is available on a self-only basis. If you’re an adult, you can buy it for yourself or a dependent. Medica Encore is designed with persons age 50-64 in mind, but it’s available to Minnesota residents from age 3 months through age 64. Medica Encore is a high deductible health plan that offers immediate coverage for preventive care, coupled with a high deductible that provides protection of hard-earned assets.

Medica Direct ValueSM is a traditional health plan with a wide range of deductible options (from $150 to $5,000 per individual, up to three times that amount for families). Medica Direct Value is available to Minnesota residents from age 3 months through age 64. The primary applicant must be age 18 or older.

Medica Direct Short-TermSM offers quality health care coverage for 30, 60 or 90 days. This plan provides temporary coverage for individuals and families to avoid the financial risk associated with major medical expenses. Available to Minnesota and South Dakota residents from age 3 months through age 64.

Tax break on health expenses
Self-employed married individuals can often significantly reduce health costs with a Section 105 Medical Reimbursement Plan. Click on the link to take you to a Web site that will provide more information for your consideration. Please note that this service is not offered through Medica, and Medica does not receive financial reimbursement for providing you a link to this information.

Find a Doctor
To find out if your current doctor is part of the Medica network, or if you're looking for a new physician, use the links below to visit Find a Doctor. You will be able to search by name, address or type of provider.

* Travel Program is available to members of the following plans:

  • Medica Direct HSA
  • Medica Direct Value
  • Medica Solo
  • Medica Encore


    Minnesota Brochures & FormsSouth Dakota Brochures & Forms
    Medica Direct Short-term
    Brochure/Rates
    Application

    Medica Solo
    Brochure/Rates
    Application

    Medica Encore
    Brochure/Rates
    Application

    Medica Direct HSA
    BrochureRates
    Application

    Medica Direct Value
    BrochureMpls/St. Paul Metro Rates
    ApplicationNon-Metro Rates

     

    Credit card payment authorization: Use the Credit Card Authorization form to submit your initial payment with your application.

    Compare all Minnesota plans in one brochure.
    View the brochure.

    Medica Direct Short-term
    BrochureRates
    Application

    Medica Direct HSA
    BrochureRates
    Application

    Resources for Current Members

    • The Coverage Advisor can help you estimate your annual health care costs so you can choose the plan best for your needs and budget.
    • Use our change forms to make a change to your member information, add a newborn or adopted child, remove a dependent or cancel your coverage:
    • Automate your premium payments! Use our Automated Payment Plan form to make paying your premium payments automated.
    • Rolling from Individual to Family coverage or vise versa? Review the Medica Direct HSA Rollover Chart  for the options available.
    • Questions about your Medica Direct HSASM  or Medica Direct ValueSM plans? Review the Frequently Asked Questions page.
    • Medica Solo claim form for Medica Solo Eyewear Benefit.


    Contact Us
    Call 952-992-2080 or 1-800-670-5935 (TTY: 952-992-3650 or 1-800-234-8819)
    8 a.m.-5 p.m. Monday - Thursday; 9 a.m.-5 p.m. Friday.

    E-mail us at: medicaindividualproducts@medica.com