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Medica Direct HSASM for IndividualsReturning User
GET A QUOTE

Affordable health coverage + Tax Advantages

From the self-employed to sole proprietors and early retirees, many people need protection against major medical expenses, plus preventive care and prescription drug coverage.

Medica Direct HSA for Individuals (and families) is affordable and flexible. It’s available in a wide range of cost, coverage and deductibles. You choose the best fit for you.
You get the advantage of Medica’s largest open access network — nearly 27,000 providers of all types at more than 4,000 offices, clinics and hospitals in Minnesota, Wisconsin, North Dakota and South Dakota.

Medica Direct HSA is more affordable than traditional health insurance. Yet you get coverage for prescriptions and preventive care, and financial protection against catastrophic illness.

The money you contribute is federal tax-deductible and also state tax-deductible in most states. Your funds can earn interest or be invested until you use the money to cover medical, vision, dental and other eligible expenses.

You can choose to use one of our preferred HSA administrators, including HSAxpress, First Horizon, or HSA Bank. View a high-level comparison of our administrators.

Medica Direct HSA has three key parts: 1) a high-deductible medical plan; 2) an optional health savings account (HSA) financial account; 3) online tools to help you manage your account and to become a better informed health care consumer.

Minnesota Brochures and FormsSouth Dakota Brochures and Forms
Medica Direct HSA for Individuals
BrochureRates
Application
Medica Direct HSA for Individuals
BrochureRates
Application



HSA Resources

Documents and Forms
Use the following documents and forms to assist with any questions or needs you may have. If you need further assistance, please contct customer service at the numbers provided below.
  • Change Form: Change your member information, add a newborn or adopted child, remove a dependent or cancel your coverage.
  • Automated Payment Plan: Automate your premium payments by completing and submitting this form.
  • Rollover Chart: If you are rolling from Individual to Family coverage or vise versa, please review the Medica Direct HSA Rollover Chart for available options.
  • Frequently Asked Questions: If you have questions regarding your Medica Direct HSA for Individuals account, please review the Frequently Asked Questions.


Find a Doctor
To find out if your current doctor is part of the Medica network, or if you're looking for a new physician, use the links below to visit Find a Doctor. You will be able to search by name, address or type of provider. 


Pharmacy

Learn more about pharmacy benefits as a Medica member, including the Drug Formulary, Specialty Pharmacy Program and Choice 90 pharmacies. 

Visit the Medica Pharmacy resources. 


Cost and Quality Comparison Resources
Become better informed about the cost and quality of your care. At Main Street Medica you'll find the tools that will help you make smarter choices about doctors, hospitals, procedures and prescriptions.  The comparisons are based on Medica Choice® network contract rates.

Visit Main Street Medica.


Medica Direct DentalSM for Individuals
Medica Direct Dental for Individuals is for policyholders ages 18 through 64. If you pay for your own insurance, or the insurance for a spouse or dependent(s), Medica Direct Dental for Individuals offers affordable, comprehensive coverage that protects you and your family.

Learn more about Media Direct Dental for Individuals.


Contact Us
Call 952-992-2080 or 1-800-670-5935 (TTY: 952-992-3650 or 1-800-234-8819)
8AM-5PM Monday - Thursday; 9AM-5PM Friday.

E-mail us at: medicaindividualproducts@medica.com