Plan Type Selected: Medicare Supplement Plan
Linda likes to be prepared. She is in relatively good health and takes a commonly prescribed cholesterol medication. She was hospitalized a few years ago after a car accident and was shocked at how much she had to pay out of pocket with her health plan at the time. Her top priority for her Medicare coverage was to find a plan with no copays and little risk for unexpected costs. Her top priority for her retirement is to travel and visit friends and family across the country.
Linda's Medicare Solution:
Linda found a Medicare Supplement (Medigap) plan that offered her the predictable coverage she wanted. There are no copays for most medical services and the maximum out of pocket limit is only $1,000. The monthly premium is around $200 so she knows the most she would pay in a year is about $3,400 regardless of any changes to her health. Plus, her coverage travels with her - she can see any doctor in the country who accepts Medicare. Because Medicare Supplement plans do not include prescription coverage, Linda also purchased a stand-alone Part D drug plan with predictable copays.
*Scenarios describe fictional people and are for illustrative purposes only.
Medica is a Cost and HMO-POS plan with a Medicare contract. Enrollment in Medica depends on contract renewal.
Y0088_4951 CMS Approved
Last Updated: October 2017