From now on, choosing and enrolling in your health plan will be different. It's going to become more personalized. You'll have more choices. And you're going to have a stronger voice than ever before in your own health care. It's really all about getting the most value from your health plan to better meet your own needs.
My Plan by MedicaSM is a defined contribution benefits program. So instead of buying one health plan for all employees, your employer is making available a "defined" amount of money in a My Plan account that you use to purchase a health plan that fits your own individual needs. My Plan was created specifically to do just that – give you a plan that fits you.
My Plan means you now have more health plan options than ever. No more one-size-fits-all. Your choices may include everything from co-pay plans to deductible plans, a Health Savings Account (HSA) or an Accountable Care Organization (ACO). And your selection is customized to fit you. Check with your employer, so you know which options are available.
With My Plan, you get to choose your network - who and where your care comes from. If you live in or around the Twin Cities metro area, you may have several options that expand your choices. You can choose from Medica Choice® Passport, which offers the largest network of providers, or one of the accountable care organization (ACO) options, which offer a unique network of providers in the 11-county metro area.
Once your Open Enrollment period begins, you are directed to our easy-to-use website that walks you through the purchasing process, so you can choose a plan that's right for you. A simple survey helps us understand your needs, so we can match you up with the best options. It takes just a few minutes to complete.
An HSA is a tax-exempt custodial account that helps you pay for certain health-related expenses, ranging from doctor or dentist visits to eyeglasses. Many of the plans offered through My Plan have an HSA option.
You are being directed to the OptumHealth BankSM website.
Please do not enroll on this site; it is for information only.
With an Accountable Care Organization (ACO), Medica and the provider network work together to deliver a new level of service: seamless health care, coverage, information and support. Depending on the ACO, members may have a single source to handle all their healthcare needs, from appointments and treatment to benefits and claims.
Once you've enrolled, we're here to help if you have questions about your benefits, your coverage, or any of the health and wellness programs.
If you're now eligible for coverage - or if you need to change your coverage due to a life event:
First, contact your employer.
Then access the My Plan by Medica website or call a
My Plan Advisor at 1-855-3MYPLAN or 1-855-369-7526.