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What are the options for self-insured plans?

There are several plan options for employers looking for a self-insured health care plan.

Traditional Plans
Many large employers, generally with more than 100 eligible employees, choose to self-insure with Medica. We offer significant flexibility in plan design, product and provider network.

Monthly Accommodation Plans
Employers with more than 50 eligible employees now have the option to self-insure with Medica. Employers choose from a broad array of plan designs. Specific and aggregate stop loss coverage offers financial protection against claims variability.

Maximum Liability Plans
Employers with 10 or more eligible employees can also self-insure with Medica. With similarities to a fully insured plan option, employers get the benefit of predictable monthly payments offered through a choice of several plan designs.


Traditional
Plans

Group Size

100+ eligible employees

Service Area

  • Minnesota
  • North Dakota
  • South Dakota
  • Wisconsin

Plan Designs and Benefits

  • Customized plan designs
  • Multiple plans can be offered

Networks

Varies by state

Monthly
Accommodation
Plans

Group Size

51 or more eligible employees (40 enrolled employees are required)

Service Area

  • Minnesota
  • North Dakota
  • Wisconsin

Plan Designs and Benefits

  • Choose from several plan designs.
  • Up to 6 plans can be offered

Networks

Varies by state

Maximum
Liability
Plans

Group Size

10 or more eligible employees (10 enrolled employees required in MN and WI. 26 eligible employees required in ND.)

Service Area

  • Minnesota
  • North Dakota
  • Wisconsin

Plan Designs and Benefits

  • Choose from several plan designs.
  • Up to 6 plans can be offered

Networks

Varies by state

Employer Service Center

For groups headquartered in Minnesota, North Dakota, South Dakota and Wisconsin:
1-800-936-6880

For groups headquartered in Iowa and Nebraska:
1-866-894-8052

Monday – Friday: 8 a.m. to 5 p.m.
Closed 8 a.m. to 9 a.m. Thursdays

Email us