Find an affordable Medicare plan. Explore plans in a free workshop or by speaking with a Medica consultant.
- Premiums as low as $0
- Easy access to your doctors
- Dental coverage
- Vision and hearing benefits
- Free fitness memberships
Find plans in the St. Louis area.
Explore individual, family, and Medicare options in the Mercy and SSM Health networks. Get started
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Medicare: All you need to know
The more you know, the better choices you’ll make.
What is Medicare?
Medicare is the federal health insurance program for people 65 or older, and people of any age with certain disabilities.
Parts of Medicare
Medicare coverage comes in four parts. Each part covers different health services.
Choosing a plan
It’s important to understand the plan types before you choose your coverage.
Medicare enrollment
Medicare has initial, annual, and special enrollment periods.
Medicare eligibility
- U.S. citizen or legal resident for five consecutive years
- Age 65 years or older
- If under age 65: Permanently disabled and have received Social Security disability payments for at least two years
- Receive, or are eligible for, retirement benefits from Social Security or the Railroad Retirement Board
- Had Medicare-covered government employment (you or your spouse)
- Require ongoing dialysis for end-stage renal disease (ESRD) or need a kidney transplant
Need help finding the right plan?
We're here to guide you every step of the way.
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8 a.m. – 8 p.m. CT, Monday – Sunday.
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learn about Medicare and our plans.
Compare health plans
View plan details and costs.
Still have questions?
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Monday to Sunday, 8 a.m. to 8 p.m. CT
Medica is a Cost, HMO-POS, PPO and HMO plan with a Medicare contract. Enrollment in Medica depends on contract renewal.
Not all benefits are available with all plans. For accommodation of persons with special needs at meetings, call 1-888-356-3643 (TTY: 711).
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Last Updated: October 2023