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Empower by Medica 


 Care options

See the doctors, specialists, facilities, and other programs and services covered by this plan.

Providers + facilities

Find doctors, specialists, hospitals, and clinics in your network.

Find a provider

$0 Virtual care*

Connect with a provider online or by phone.



Behavioral health

Find care options and helpful resources.

Featured behavioral health clinics (PDF)

Find care

Pharmacy locator

Find a pharmacy near you.

Find a pharmacy

24/7 NurseLine

Talk to a registered nurse at no extra cost.



Complex Care Management Support

Are you or your family members living with a serious or chronic health condition? You're not alone. Case managers can partner with you and your providers to help manage health conditions and create a personalized care plan based on your health goals. Then your case manager will provide ongoing coordination and support as you're working toward your health goals.

To get started, call:



Durable medical equipment

Locate providers for walkers, oxygen tanks, and more.

Find a local supplier

Wellness programs

Manage your health in a way that works for you. This planincludes an array of programs and services with just the right support.

  • Preventive care
  • Online health programs
  • Health care information and decision-making tools 

See if you can get help paying for your insurance

Open enrollment has ended, so you’ll need to qualify to enroll in a health plan.
You may qualify for financial help, too, even if you didn’t before.

It’s easy to see how much financial help you can get.

Your 2023 household income determines if you can get help paying for your 2024 health insurance.

Here are some guidelines for eligibility:

  • Individuals making $20,120 - $58,320 or more**
  • Family of two making $27,213 - $78,880 or more**
  • Family of three making $34,306 - $99,440 or more**
  • Family of four making $41,400 - $120,000 or more**

Get a quote and see how much financial help is available to you.

Don’t qualify for financial help in 2023? No problem.

We offer the same plans, benefits, doctor, and hospital options, whether or not you get financial help. All of our plans offer:

  • $25/month for covered insulin
  • Access to AbleTo (formerly Sanvello), a highly rated mental health app with guided meditations and coping tools
  • Coverage for virtual and in-person visits

Get a quote and enroll in a few easy steps

Still need help?

Check out our plan FAQs. Or contact us.

Sign into your account

You'll find everything you need online. 

  • View all your benefits
  • Find providers in your network
  • Download your ID card
  • Get quick answers to your questions and more

Interested in this plan?

Compare with other plans and get costs.

Still have questions?
We're here to answer them.

8 a.m. – 6 p.m. CT, Monday – Wednesday and Friday

9 a.m. – 6 p.m. CT, Thursdays


*If you're enrolled in an HSA plan, you need to meet your deductible before virtual care visits from these providers are $0. For all plans, not all virtual care visits are part of your $0 virtual care benefit. You may be charged for services delivered virtually if the services don't meet the definition of virtual care in your policy document.

**All income ranges and financial help (advanced premium tax credit) qualifications are determined by Healthcare.gov. Visit https://www.healthcare.gov/glossary/federal-poverty-level-fpl/ for more information.