There's plenty to love about early retirement. But the last thing you want to do is worry about health coverage.
So how do you find the right plan for you? Or coverage for you and a spouse? The questions below can help you make sense of your options.
And when you are ready: Shop plans here
You may not expect to use a lot of health care. Still, almost everyone gets sick of has accidents. The number of doctor appointments you think you'll need can help you find the right coverage.
Medications can be expensive. If you or your spouse takes them often, you should see how your prescription drugs are covered and what your cost share will be.
If you have doctors you like, see which care networks they’re in. A plan with a smaller network can give you a smaller monthly premium — but you could pay more for out-of-network services.
You don't want to see your savings and investments swept away by medical costs. Ask yourself how much you're prepared to pay at any given time, and choose a plan accordingly.
You may be eligible for help to pay premiums and out-of-pocket costs. Your household income and other details will confirm what help you can get.
Knowing how health insurance works and what coverage terms mean can help you make the best choice.
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