We use cookies to ensure you get the best experience on our website. Cookie Policy 

Health insurance for early retirees

Let's find you a peace-of-mind health plan

There's plenty to love about early retirement. But the last thing you want to do is worry about health coverage.

So how do you find the right plan for you? Or coverage for you and a spouse? The questions below can help you make sense of your options.

And when you are ready: Shop plans here

How to choose your health insurance plan

Your answers to these questions can help you decide.

How many care visits do you expect?

You may not expect to use a lot of health care. Still, almost everyone gets sick of has accidents. The number of doctor appointments you think you'll need can help you find the right coverage.

Prescription Illustration_Merigold-01.jpg

Do you need prescription drugs?

Medications can be expensive. If you or your spouse takes them often, you should see how your prescription drugs are covered and what your cost share will be.

Health Illustration_Berry-01.png

Do you have a preferred network?

If you have doctors you like, see which care networks they’re in.  A plan with a smaller network can give you a smaller monthly premium — but you could pay more for out-of-network services.

Payment Illustration_Blue-01.png

Can you handle surprise expenses?

You don't want to see your savings and investments swept away by medical costs. Ask yourself how much you're prepared to pay at any given time, and choose a plan accordingly.

Document Illustration_Merigold-01.png

Can you get financial assistance?

You may be eligible for help to pay premiums and out-of-pocket costs. Your household income and other details will confirm what help you can get.

Book Illustration_Jade-01.png

Want to learn the lingo?

Knowing how health insurance works and what coverage terms mean can help you make the best choice.

Learn more

Shop plans for early retirees

Now you’re ready to find a plan that helps stay on top of your health — and meets your budget.

Still have questions?
We’re here to answer them.

8 a.m. – 8 p.m. CT, Monday – Sunday