So how do you find the right plan for you? The questions below can help you make sense of your options.
And when you’re ready: Shop plans here
How to choose your health insurance plan
Your answers to these questions can help you decide.
How many care visits do you expect?
You may not expect to use a lot of health care. Still, almost everyone gets sick or has accidents. The number of doctor appointments you think you’ll need can help you find the right coverage
Do you need prescription drugs?
Medications can be expensive. If you take them often, you should see how your prescription drugs are covered and what your cost share will be.
Do you have a preferred network?
Check out which care networks your doctors are in. A plan with a smaller network can give you a smaller monthly premium — but you could pay more for out-of-network services.
Can you handle surprise expenses?
You don’t want to see your income swept away by medical costs — unexpected or otherwise. Your comfort with surprise expenses may help you determine what type of plan to get.
Can you get financial assistance?
You may be eligible for help to pay premiums and out-of-pocket costs. Your household income and other details will confirm what help you can get.
Want to learn the lingo?
Knowing how health insurance works and what coverage terms mean can help you make the best choice. Learn more here.
Shop plans for the self-employed
Now you’re ready to find a plan that helps you and your family stay on top of your health — and meets your budget.
Still have questions?
We’re here to answer them.
8 a.m. – 8 p.m. CT, Monday – Sunday
